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My husband and I recently decided that we would try and better our marriage and our finances by pooling our money together and keeping the funds in a joint account. We would pay bills etc out of the account. There is also an adjoining savings account where we would be working on a reserve fund.
I agreed to this and have been forwarding a good 80-90% of my pay cheque to the joint account and then my husband puts some into savings etc. His pay goes directly into this joint cheqing account.
So everything was going along fine until my husband up and decides without consulting me first to go and buy four (4) of the new Nintendo Wii systems. He claims he is going to sell them and make a profit. I believe that it was an excuse to go buy one "for the kids". He pretty much cleaned out the meager savings to do so, maybe leaving $700 or so. He texted me while I was at work to let me know what he did stating "don't worry I'm going to make the money back and that money will pay for one of the Wiis which we can keep for the kids".
I didn't blow up or act totally pissed but I'm slightly annoyed by this. I feel like I'm not an equal partner in the handling of the finances. He says I should let him be in control of the money but seriously? I don't think he's being very responsible. So that was Sunday and today all four of these gaming systems are sitting in the house. He plans to sell them closer to Christmas when there would be more of a demand.
If I had done this and gone into the account like that and just cleaned it out he would have been PISSED like he would have cussed and carried on really bad if I did that. Which I mentioned and he didn't deny. He realizes that he probably shouldn't have made such a decision without consulting me first but I don't think he really actually cares.
Funny thing is though that when I get paid he wants to know down to the penny how much I got and how much of it am I transferring over to the joint account. I usually have to lie and say I got less then what I actually got just to be able to get myself a few needed items without being harassed and have to give an account for every little thing.
I've had friends advise that they do NOT join their money with their spouses but I just thought because I'm not the best with money and I will spend it if I had it, that I'd put it in his hands to build up a savings.
Do I have a right to be ticked off or annoyed? What should I do? Should I let this slide? Should I stop joining my income with his?
Any advice is much appreciated and thanks for reading this.
I agreed to this and have been forwarding a good 80-90% of my pay cheque to the joint account and then my husband puts some into savings etc. His pay goes directly into this joint cheqing account.
So everything was going along fine until my husband up and decides without consulting me first to go and buy four (4) of the new Nintendo Wii systems. He claims he is going to sell them and make a profit. I believe that it was an excuse to go buy one "for the kids". He pretty much cleaned out the meager savings to do so, maybe leaving $700 or so. He texted me while I was at work to let me know what he did stating "don't worry I'm going to make the money back and that money will pay for one of the Wiis which we can keep for the kids".
I didn't blow up or act totally pissed but I'm slightly annoyed by this. I feel like I'm not an equal partner in the handling of the finances. He says I should let him be in control of the money but seriously? I don't think he's being very responsible. So that was Sunday and today all four of these gaming systems are sitting in the house. He plans to sell them closer to Christmas when there would be more of a demand.
If I had done this and gone into the account like that and just cleaned it out he would have been PISSED like he would have cussed and carried on really bad if I did that. Which I mentioned and he didn't deny. He realizes that he probably shouldn't have made such a decision without consulting me first but I don't think he really actually cares.
Funny thing is though that when I get paid he wants to know down to the penny how much I got and how much of it am I transferring over to the joint account. I usually have to lie and say I got less then what I actually got just to be able to get myself a few needed items without being harassed and have to give an account for every little thing.
I've had friends advise that they do NOT join their money with their spouses but I just thought because I'm not the best with money and I will spend it if I had it, that I'd put it in his hands to build up a savings.
Do I have a right to be ticked off or annoyed? What should I do? Should I let this slide? Should I stop joining my income with his?
Any advice is much appreciated and thanks for reading this.