Joined
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6,873 Posts
Not enough of it.
I don't really understand where it all goes... I have a pretty conservative budget, including an extra $400/mo for unexpected expenses, problem is each month there is like $800 of unexpected expenses. And I have nothing budgeted for savings because it is all servicing debt so those unexpected expenses really keep hitting hard. I suppose I am just living beyond my means, but believe me not luxuriously, it is amazing how little $62k/yr is, I have a nice house but it's not particularly large, I've run the numbers and even a small condo wouldn't really save me much, we bought the house because it was the price/nice sweetspot. It would be a shame for me to have to "downsize" but I just can't seem to make ends meet here. I feel like I am sacrificing too many little luxuries, like nice clothes, the occasional vacation etc - right now I am chock full of vacation time at work but no money or plans to use it, as usual, I haven't been out of the country since 1998 and every year I tell myself maybe Mexico next year.
And in August the fan in my furnace (HVAC) went and it cost a $1000 to fix, so I've been juggling bills trying to catch up, then last week just as I was about to send my ex $ for child support the gas company drops a notice on the door saying gas will be turned off if I don't pay up, so I pay them which leaves me short for my ex, and now she is b1tching and complaining, even threatening to go after spousal support now (hahaha, sorry b1tch when you left you wanted no part of alimony, and you even waived it off in the agreement)
ugh too much fcking stress. I am tired of all this BS, why the fck do I even go to work every day (for the past 20 years) if I got absolutely nothing to show for it. A house the bank owns, a car that is worth less than what I owe and a broken family. Yes I know these are all choices I've made (well, for the most part) but how can they be so wrong?
I don't really understand where it all goes... I have a pretty conservative budget, including an extra $400/mo for unexpected expenses, problem is each month there is like $800 of unexpected expenses. And I have nothing budgeted for savings because it is all servicing debt so those unexpected expenses really keep hitting hard. I suppose I am just living beyond my means, but believe me not luxuriously, it is amazing how little $62k/yr is, I have a nice house but it's not particularly large, I've run the numbers and even a small condo wouldn't really save me much, we bought the house because it was the price/nice sweetspot. It would be a shame for me to have to "downsize" but I just can't seem to make ends meet here. I feel like I am sacrificing too many little luxuries, like nice clothes, the occasional vacation etc - right now I am chock full of vacation time at work but no money or plans to use it, as usual, I haven't been out of the country since 1998 and every year I tell myself maybe Mexico next year.
And in August the fan in my furnace (HVAC) went and it cost a $1000 to fix, so I've been juggling bills trying to catch up, then last week just as I was about to send my ex $ for child support the gas company drops a notice on the door saying gas will be turned off if I don't pay up, so I pay them which leaves me short for my ex, and now she is b1tching and complaining, even threatening to go after spousal support now (hahaha, sorry b1tch when you left you wanted no part of alimony, and you even waived it off in the agreement)
ugh too much fcking stress. I am tired of all this BS, why the fck do I even go to work every day (for the past 20 years) if I got absolutely nothing to show for it. A house the bank owns, a car that is worth less than what I owe and a broken family. Yes I know these are all choices I've made (well, for the most part) but how can they be so wrong?