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My husband and I will be together 8 years next months, married 5 years in February. Before we met, my finances we sound and I had extra money in the bank. Since then, he has held small jobs off and on and actually held a good job for 2 years before quitting because he "couldn't take it anymore." I have been at the same job for going on 21 years.

My (he has bad credit and therefore had/has no cards) credit cards are maxed out due to a failed business venture and over spending. We have creditors calling every day. Had the power shut off (now back on) and the water shut off (now back on).
The mortgage and the car payment come out from my checking automatically on pay day. House was mine before we got married... all vehicles are in my name. Now his lazy 19 year old son and HIS girlfriend are living with us. She has a part-time job and he is trying to get a job (part-time) where she works, because she has no car.

The son has no vehicle, so uses mine (ours). And because the son let his car insurance lapse because of non-payment...my insurance went up.

My husband current brings home about 400.00 a week. It helps but he is threatening if things dont improve, that he is leaving.
I am busting my ass with overtime just to have extra money or to try and pay something.

I am so frustrated and just drained...I cant even talk to his son. He and the girlfriend stay in their room in the basement and
either sleep till its dinner time or till my husband gets home.

If I say anything to my husband, he says "stop being a *****" or "dont start". Our sex life is non-existant...I have no desire whatsoever anymore.

My sister who lives in Sc says just move there, but I am in this job for 21 years and HATE to start at the bottom again when I am at $24.00 an hour.

Can ANYONE offer me some guidance? Anyone experience this...ever?
 
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