I have talked this over with my husband and it has done no good so I'm open for advise.
My husband is horrible with money. He gets on these kicks where he NEEDS things (guns, bow and arrow, cars, fishing poles, whatever) and has to buy them.
We have tried to solve the issue by having a bank account for all our bills and then a separate account for both of us which has set amount of dollars per month in it for spending on whatever we desire. The thought was, if he HAD to have something he would save up the money in the account and then buy it without putting us in the poor house. However, it hasn't worked.
He doubled the amount we originally agreed upon and then blows through that money, then moves onto money from our company, then moves on to credit cards, then to the money which should be used for bills.
Whenever I confront him with the fact that we don't have money for groceries he always says he knows he is the problem, but then is at it again the next day. He has completely maxed out a credit card with purchases for himself.
I end up spending the money in my account for groceries, clothes for the kids and gas. It really makes me angry. When I bring up the issue he immediately goes on the attack and brings up anything and everything ELSE which is a problem in out marriage which he then twists to be completely my fault and pretty soon he is acting holy than thou and how dare I be so hateful to him to deny him a few dollars to have fun.
I have slowing been adding more and more money to my account to make sure there is enough money for the bills to be paid but, why? Shouldn't this be a partnership? This can't seriously be how a marriage is supposed to work. I'm tired of being the adult while he runs around acting like a teenager.
Do I keep trying to talk to him about it or do I walk away and let him drown in his own debt?
My husband is horrible with money. He gets on these kicks where he NEEDS things (guns, bow and arrow, cars, fishing poles, whatever) and has to buy them.
We have tried to solve the issue by having a bank account for all our bills and then a separate account for both of us which has set amount of dollars per month in it for spending on whatever we desire. The thought was, if he HAD to have something he would save up the money in the account and then buy it without putting us in the poor house. However, it hasn't worked.
He doubled the amount we originally agreed upon and then blows through that money, then moves onto money from our company, then moves on to credit cards, then to the money which should be used for bills.
Whenever I confront him with the fact that we don't have money for groceries he always says he knows he is the problem, but then is at it again the next day. He has completely maxed out a credit card with purchases for himself.
I end up spending the money in my account for groceries, clothes for the kids and gas. It really makes me angry. When I bring up the issue he immediately goes on the attack and brings up anything and everything ELSE which is a problem in out marriage which he then twists to be completely my fault and pretty soon he is acting holy than thou and how dare I be so hateful to him to deny him a few dollars to have fun.
I have slowing been adding more and more money to my account to make sure there is enough money for the bills to be paid but, why? Shouldn't this be a partnership? This can't seriously be how a marriage is supposed to work. I'm tired of being the adult while he runs around acting like a teenager.
Do I keep trying to talk to him about it or do I walk away and let him drown in his own debt?