Yes, what the previous poster said. I know this situation all too well, where you think throwing money at a business will make it work. The only thing that will make a business work is if it takes in more income than expenses. If you can get that down on a spreadsheet and prove it will happen then you have a business. If not, don't get the loan, sell out and get out while you can. Owning a business isn't everything and certainly not worth risking relationships.