Do I have any worthwhile legal options in this situation? I separated frommy husband in February of 2012 and have been a resident of the state of Kentucky since March 2012. Prior to this lived with husband in California where we got married. We have no children and just a couple of joint loans (one car one personal loan) and a couple of separate loans (car, credit card, school). Wanted to do a self help divorce and just divide our joint loans by giving them to who the loan was for. Husband won't sign the papers so I got mad and said I'd go to court and ask for 50/50 but on the Kentucky divorce website it says if the spouse never lived here the judge can't divide property. My husband went to school here for several years but never was a resident, so why should I get a lawyer i f nothing can be done? Also, am I just screwed if we get divorced and he doesnt make his car payment since the judge can't order him to take my name off? What options do I have?? Any??