Ok I just called our bank. A couple of months they pulled both our credit reports as we were considering buying a new house. So I know they pulled them. Just called the loan officer to see if I can go in and see them. It was the loan officer who first raised the red flags about her outstanding debts.Two specific comments about the credit card. First, get all the back records because it may show she has been cheating. What has she purchased and where? Sexy underwear never seen at home? Hotel rooms? Second, run a credit report on her. The credit bureaus give a free report. You will need her SS #, and you may be asked multiple choice questions like which address or which car loan did she have in the last 5 years. Strictly speaking it may not be legal for you to pull her report, idk. As a spouse maybe? Anyhow, it is what I would do. Other debt or other bank accounts may show up.
The credit card is from capital one so I don't know how to see what she bought there.